Since you're on this page, you likely know that Medicare is national health insurance offered by the government for people 65 or older, or in some cases, younger people with disabilities. Beyond that, Medicare can begin to look like a word scramble.
The government provides two types of Medicare—Parts A and B.
Helps pay for hospital-related costs, things like inpatient stays, hospice care and home health care. For Part A, you typically don’t pay a premium, but you are responsible for paying deductibles, coinsurance and costs for care outside the U.S.
Helps pay for other medical care like doctor visits, preventive services, outpatient care, medical equipment and home health care. Your Part B costs include a monthly membership fee called a premium, your deductible, coinsurance and costs for care outside the U.S.
Since Medicare can leave gaps, you can augment your coverage with products from a private insurer, like BCBSND.
Most of the time your Original Medicare coverage will not include prescription drugs.
Also known as Medigap plans, fill in gaps that Parts A and B don’t cover.
If you want a simpler approach to Medicare, you can bundle all your coverage together into one plan that gives you one point of contact.
Also called Medicare Part C, replaces your Part A, Part B, and often your Part D prescription drug coverage. It also includes additional benefits like vision, dental coverage, and more.
Talk to an agent or call Monday-Friday 8:30 a.m.-4:30 p.m.
Not sure which plan is right for you? Let us help you choose.