| Balance Sheet | December 31, 2018 |
| Assets | |
| Cash & Cash Equivalents | $ 16,844,000 |
| Accounts Receivable | 146,430,000 |
| Investments | 563,603,000 |
| Land and Buildings | 19,793,000 |
| EDP Equipment | 3,359,000 |
| Other Assets | 43,586,000 |
| Total Assets | $ 793,615,000 |
| Liabilities & Reserves | |
| Claims Payable | $ 163,360,000 |
| Premiums Received in Advance | 19,002,000 |
| Accounts Payable | 115,511,000 |
| Total Liabilities | 297,873,000 |
| Reserve for Contingencies | 495,742,000 |
| Total Liabilities and Reserve | $ 793,615,000 |
| Statement of Operations | Year ending Dec. 31, 2018 |
| Premium Income | $ 1,185,019,000 |
| Claims Incurred | 1,047,950,000 |
| Operating Expense | 196,633,000 |
| State Premium Tax | 18,531,000 |
| Operating Gain/(Loss) | (78,095,000) |
| Other Income/(Loss) | 14,369,000 |
| Income Tax Provision | 33,203,000 |
| Net Income | $ (30,523,000) |
| Changes in Reserves for Contingencies | |
| Prior year balance | $ 541,225,000 |
| Change in Unrealized Gain/(Loss) | (1,347,000) |
| Change in Non-Admitted Assets | 3,388,000 |
| Change in Net Deferred Income Tax | (22,281,000) |
| Change in Pension and Postretirement Benefits |
5,280,000 |
| Net Income (Loss) to Date | (30,523,000) |
| End of Year balance | $ 495,742,000 |
The Blue Cross and Blue Shield Association licenses Blue Cross Blue Shield of North Dakota (BCBSND) to offer certain products and services under the BLUE CROSS® and BLUE SHIELD® brand names. BCBSND is an independent organization governed by its own Board of Directors, and responsible for its own obligations. A copy of BCBSND's most recent audited financial statement is available on request to BCBSND.