Starting January 1, 2020, Medigap plans sold to new people with Medicare won't be allowed to cover the Part B deductible. Because of this, Plans C and F will no longer be available to people new to Medicare starting on January 1, 2020. If you already have either of these 2 plans (or the high deductible version of Plan F) or are covered by one of these plans before January 1, 2020, you'll be able to keep your plan. If you were eligible for Medicare before January 1, 2020, but not yet enrolled, you may be able to buy one of these plans.
*Plan F: Also offers a high-deductible plan. If you choose this option, this means you must pay for Medicare-covered costs up to the deductible amount of $2,300 before your Medigap plan pays anything.
**Plan L: After you meet your out-of-pocket yearly limit and your yearly Part B deductible, the Medigap plan pays 100% of covered services for the rest of the calendar year.
***Plan N: Pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don't result in inpatient admission.
The rates displayed on this page are based on the preliminary information you provided. The application you submit to Blue Cross Blue Shield of North Dakota, along with other information we may collect, is how we determine your eligibility for coverage and rates in effect at the time coverage is issued.
When and if a policy for you is approved, the actual rates may vary from the rates on this page, based on your specific application and additional information required by BCBSND to complete the application process. BCBSND reserves the right to change rates from time to time.