Open enrollment starts November 1, 2018

The open enrollment period for 2019 health coverage is a six-week window dictated by the government, when health insurance can be purchased. Be sure to choose a health plan and enroll by December 15, 2018, for 2019 coverage. Health plans go into effect January 1, 2019.


Special enrollment during 2018 may be available for major life events.
Outside the open enrollment period, you can request health insurance changes or coverage within 60 days of:

  • Getting married
  • Adopting or giving birth to a child
  • Losing coverage (for example, through divorce, job loss, loss of Medicaid or other program status)
  • A change that affects your eligibility for tax credit subsidies

If you need to change or apply for coverage due to a major life event, call a BCBSND benefits consultant at
800-280-BLUE (2583)
or get a quote and apply online now.