Turning 26 is an important year when it comes to health insurance. That's the age when people can no longer be covered under a parent's insurance plan.

This means you can buy a health plan outside of the annual open enrollment period, but you must do so within 60 days of turning 26.

Blue Cross Blue Shield of North Dakota (BCBSND) is here to keep you covered with the same insurance and providers you've come to know and trust.

Why get health coverage
Most people will need health care at some point, even if they are healthy.

An unexpected illness or injury can be financially devastating. For example, a three-day hospital stay can cost as much as $30,000. A broken leg can cost $7,500.

For most people, insurance is also required under the Affordable Care Act (ACA). Going without can result in penalties from the government.

Coverage options
We have a plan with lower premiums designed for people under age 30. Called BlueEssential, it provides coverage when it's needed most.

You can find the BCBSND plan that fits your budget and lifestyle with a choice of health plans, plus a variety of premium and deductible levels.

How to get coverage
If you know someone who has turned or is turning 26, encourage them to get coverage within 60 days of their birthday.

Call a BCBSND benefits consultant at 800-280-BLUE (2583) or get a quote and apply online.