Seniors have wellness options
Senior wellness came up several times during Blue Cross Blue Shield of North Dakota's (BCBSND) health care forums. Attendees asked why BCBSND members covered by original Medicare supplement policies – Plans A, C, F, L and N – are not eligible for BCBSND wellness programs like MyHealthCenter and Health Club Credit.
The reason is that, at this time, insurers are generally not allowed to add features like wellness programs to original Medicare supplements because the products are standardized by the federal government. So, it doesn't matter who is selling the product; the benefits are always the same. If the products are all the same, how do people choose an insurer? Generally, they choose based on price, service and brand reputation. BCBSND sells more original Medicare supplement policies in North Dakota than all other insurance companies combined.
Free Wellness Services for BCBSND Senior Members
Fortunately for BCBSND's senior members, free wellness services are available. The Walking Works program from the Blue Cross and Blue Shield Association helps members start and stick to a regular walking regimen. BCBSND's NDWellnessCenter.com offers a free online health assessment to help members understand their health status, which is the first step toward identifying potential concerns and creating goals to address them.
We appreciate when BCBSND members of all ages make the effort to keep in shape and stay healthy. It takes bold commitment and truly is one of the most important things we can all do to keep health care costs down and create a more sustainable health care system.
What are you doing to maintain a healthy lifestyle? What else can BCBSND do to encourage healthy habits among its members?