Disclaimer of Liability
This information is provided "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. Blue Cross Blue Shield of North Dakota (BCBSND) and its affiliates shall not under any circumstances be liable to any person or entity for any special, incidental, indirect or consequential damages, including, without limitation, damages resulting from use of or reliance on the information presented on this web site, loss of profits or revenues or costs of replacement products, even if informed in advance or otherwise aware of the possibility of such damages.

Accuracy of Information
While we try to provide accurate information on this Web site, BCBSND. assumes no responsibility for the accuracy, completeness, or usefulness of any information found on this web site. BCBSND may make improvements and/or changes in the products, programs and/or services described in this web site at any time without notice. BCBSND assumes no obligation to update the information presented on this web site. BCBSND reserves the right to terminate your access to the web site in the event that you violate these Terms and Conditions, or for any reason whatever.

No Medical Advice
This web site is designed to provide general information about BCBSND and its affiliates and their respective products and services only. No material contained herein should be construed as medical advice, and all questions about individual care and treatment should be referred to your health care provider.

No Legal Advice
Nothing contained in this web site is intended as, nor shall be construed or understood as, legal advice, guidance, or interpretation. No attorney-client relationship is established between BCBSND and you by reason of your use of this web site or under any circumstances whatever. The information in this web site is for general informational purposes only. If you have questions about any law, statute, regulation, or requirement expressly or implicitly referenced in this web site, you should contact your own legal counsel.

Confidentiality Cannot Be Guaranteed
Please be advised that the confidentiality of any communication or material transmitted to BCBSND via this web site or Internet electronic mail cannot be guaranteed, including without limitation personal information such as your name, address or Social Security number. To ensure private and personalized attention for confidential matters, please contact BCBSND directly by telephone at 701-277-2227 or toll free at 844-363-8457, or write us at 4510 13th Avenue South, Fargo, North Dakota 58121.

Privacy Statement
BCBSND has a Privacy Statement disclosing what information we collect about visitors, how we use such information, the steps we take to secure such information, how you can view and correct such information, and how you can decline to have information about you collected or used. Click here to view the Privacy Policy, which is incorporated by reference, as if set forth fully herein.

Disclaimer of Endorsement
This web site may contain links to other Internet web sites for the convenience of users in locating information and services that may be of interest. Visitors to the web site acknowledge that these third-party sites are maintained by persons or organizations over which BCBSND exercises no control, and BCBSND expressly disclaims any responsibility for the content, the accuracy of the information and/or quality of products or services provided by or advertised on these third-party sites. BCBSND does not control, endorse, promote, or have any affiliation with any other web site unless expressly stated in the web site.

Jurisdiction
BCBSND serves North Dakota residents and employers whose principal place of business is in North Dakota. BCBSND is licensed to underwrite health coverage in the state of North Dakota only and does not engage in the business of insurance outside North Dakota except as may be permitted by law. Nothing contained in this web site shall constitute a solicitation, offer or acceptance of a contract of insurance or be construed as creating or modifying any agreement with BCBSND. By accessing, transmitting or viewing any information on this web site, you agree to be subject to personal jurisdiction in the state of North Dakota. Any claim or dispute arising out of accessing, transmitting or viewing any information on this web site shall be venued in Cass County, North Dakota, and governed by the laws of the state of North Dakota.

Proprietary Information

Except as indicated, BCBSND owns all trademarks, service marks or other logos featured on the web site. Use or misuse of these trademarks, service mark or logos is expressly prohibited and may violate federal and state law.