Producer: Get A Quote For Special Enrollment

Select Qualifying Life Event

Choose a qualifying life event to get started, or continue your application

Adoption Birth Court Order Loss of Coverage - Policyholder Death Turning 26 (Aging Off Plan) Divorce/Legal Separation Legal Guardianship Loss of Employer-Sponsored Coverage Loss of COBRA (Benefits Exhausted) Loss of Medicaid Marriage Permanent Move Affecting Eligibility Termination of Employment/Reduction of Hours Current Policyholder Move to Medicare ICHRA QSHERA

Is your most recent coverage through BCBSND?

Yes No

Previous Health Insurance

Tell us about your most recent coverage

Insurance carrier name

Enter your member ID

This can be found on your insurance card.

Member ID

What's the date of your qualifying life event?

Date of Event

Coverage starting on {{ formatDate(plan.effectiveDate, 'MMMM D, YYYY') }}.

Tell us where you are located.

ZIP Code

County

Would you like to check if you qualify for a cost-savings?

You may be eligible to save money on your monthly premiums through federal tax financial assistance.

Yes, check if I qualify for a premium tax credit No, just show me full-cost options

Is this application for a dependent only?

This application is only for a dependent

Enter all eligible family members

Tell us more about who needs coverage.

Federal Tax Credit Calculator

You may be eligible to save money on your monthly premium through federal financial assistance. This tax credit estimate uses the Health Insurance Marketplace Calculator and considers your county, the number of individuals in your household and household income to determine savings. It is intended for people purchasing insurance on their own in health insurance exchanges created by the Affordable Care Act. By completing this form and clicking calculate you agree the information provided can be used to determine your eligibility for federal health care coverage. To learn more about this assistance program, please visit healthcare.gov.

The estimates provided by this calculator are based on current federal guidance for Advanced Premium Tax Credits (APTCs) and should be considered estimates and not actual prices for purchasing health insurance products. Federal legislation may change the amount of financial assistance available in future years. Enhanced APTCs are set to expire at the end of 2025. For additional information, please visit https://www.bcbsnd.com/financialhelp. If updates occur, this calculator will be revised to reflect the most current information from the Health Insurance Marketplace as quickly as possible.

Total Number in Household (including you)

Enter the ages of all the individuals in your household

Household Annual Income

This calculation is slightly incorrect. The plan will be for year {{ plan.planYear }} (effective date {{ plan.effectiveDate }}), but the marketplace does not contain data for that year yet. We use market year {{ household.marketYear }} instead. Once the marketplace provides information for market year {{ plan.planYear }}, we will start providing the more accurate calculations.

Plans I'm interested in:

Check all that apply.

Copay plans - I'm looking for a plan with predictable costs. High deductible plans - I want a plan that offers a HSA.