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Employer or employee-paid benefits: Life, STD and LTD

Woman in her late twenties on couch at home with elbow crutches and orthopedic plaster. Fracture of the leg or foot. Concept of rehabilitation and healing physiotherapy. Orthopedics and Traumatology.

As an employer with BCBSND benefits, your BCBSND or Azurance rep can help you offer employer- or employee-paid life insurance, short-term disability, and long-term disability insurance through our partner, Azurance Group.

  • Life and accidental death and dismemberment gives employees peace of mind that their families are secure in the event of death or another catastrophic health event.
  • Short-term disability (STD) provides income to employees while they recover from illness, injury or surgery.
  • Long-term disability (LTD) covers employees who are out for a longer period of time.

For more information on how your business can offer these benefits to your employees, contact your BCBSND or Azurance representative.

Group ancillary and voluntary individual benefit products and administrative services are offered independently by Azurance. These are not Blue Cross Blue Shield products and administrative services. Azurance is solely responsible for its products and administrative services.