Administrative Costs
Services, such as employee Summary Plan Descriptions (SPDs), case management and certain reporting are included in this fee.
Using this method to calculate administrative fees involves the employer in the administration of the health plan and allows the employer to participate in favorable claims experience.
BlueCard Program
The BlueCard® Program allows access to substantial discounts in every state across the nation.
Stop-Loss Premium
Claims experience is pooled with other groups to avoid wide fluctuation from year to year.
Claims Payment
Our contracts and financial arrangements with 99% of North Dakota’s physicians and 100% of North Dakota's hospitals lower the cost of paying claims.