Our customer contact center is currently experiencing high call volumes. We thank you for your patience.
High call volume
Our customer contact center is currently experiencing high call volumes. We thank you for your patience.
QHDHPs, or qualified high deductible health plans, are a type of insurance plan with a higher medical deductible that typically costs less than a traditional health plan. Paired with a health savings account (HSA), these accounts can be used to help pay for higher out-of-pocket expenses. Each year, the IRS sets out-of-pocket limits, and the 2021 amounts are higher than 2020.
BCBSND will update the deductible and out-of-pocket maximums for our fully insured QHDHPs, if necessary. Clients with self-funded arrangements will need to confirm their deductible and out-of-pocket amounts when they renew.
Also, the U.S. Department of Health and Human Services (HHS) released the maximum out-of-pocket limit for HDHPs under the Affordable Care Act (ACA). ACA maximum out-of-pocket expenses for HDHPs: