BCBSND to join Cambia as newest affiliated single-state Blue plan. Read More ›
BCBSND News
BCBSND to join Cambia as newest affiliated single-state Blue plan. Read More ›
When members enroll in BCBSND insurance coverage they select a network of care providers in which to receive care. If a member goes outside the chosen network for covered care, that service will be reimbursed at the out-of-network benefit level.
The exception is when a type or level of service is not available within the member's chosen network. In that case, a health care provider can request an authorized referral to receive in-network benefits.
Please refer to the appropriate provider manual for additional guidance on how to submit a referral.
Referrals may be denied for several reasons, including the availability of service options in network. Provider or member convenience or preference is not a valid reason for a referral.