Getting Medicare at Age 65
Happy 65th birthday! Ready for Medicare?
When Medicare enrollment first comes to mind, it’s usually close to your 65th birthday. If you already receive benefits from Social Security or the Railroad Retirement Board (RRB), you are automatically enrolled in Medicare starting the first day of the month you turn 65 (or the prior month, if you were born on the first of the month).
When to sign up for Medicare
You must contact Social Security about three months before your 65th birthday to sign up for Medicare (Parts A and/or B). This is when your Initial Enrollment Period, or IEP, begins. The IEP is a seven-month period that is your first opportunity to sign up for Medicare.
Know your Initial Enrollment Period for Medicare
- It begins three months before your birthday month
- It includes your birthday month
- It ends three months after your birthday month