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Health Insurance 101

Get tips, overviews and insights on all things related to health insurance.

A man reading his EOB

Making sense of your EOB

What does it all mean? We'll help you take a closer look at your Explanation of Benefits, or EOB.

Laptop computer with video play button

What is Health Insurance?

Over time, health insurance has become complicated. This video provides a high-level overview of the basics—in language we all understand.

Pharmacist helps young child put bandage on stuffed animal.

Tiered-networks: How they work

What is a tiered-network health plan and how does it save you money? Get a summary here.

Woman in pharmacy handing in prescription

5 ways to save on prescription drug costs

Ask your doctor for a 90-day supply of your meds to save you money at the pharmacy. Learn four more ways to save on prescriptions.

Man visiting male doctor in office

Free health plan perks you many be passing over

What are you leaving unused in your health plan? Take a look at the hidden perks.

a woman looking up information

What happens when a claim is submitted?

BCBSND has quality programs that measure timeliness and accuracy to ensure claims are processed correctly.

 Two women speaking with their healthcare provider to submit a precertification request.

What to know about precertification

Precertification is a process that validates the medical need for a service or procedure. Certain specific services and procedures require precertification to qualify for benefits.