We’ve expanded our hours to support members as new benefits begin February 4, 2022. Learn more ›
There are two types of government subsidies that lower the cost of health coverage for those who qualify:
When you buy your health plan, applying for the subsidies will be part of the process.
The subsidies are designed to assist people who don’t have access to affordable health insurance through their workplace but earn too much money to qualify for Medicaid.
You may qualify for one or both types of subsidies. It depends on:
There are other criteria, but the main factor is your income. Check the chart below for details.
While this is a government program, BCBSND service reps can help you determine your benefit amount, fill out the necessary government forms and apply for coverage.
Persons in household
Cost sharing reduction
|1||$12,880 – 51,520||$17,774 – 32,200|
|2||$17,420 – 69,680||$24,040 – 43,550|
|3||$21,960 – 87,840||$30,305 – 54,900|
|4||$26,500 – 106,000||$36,570 – 66,250|
|5||$31,040 – 124,160||$42,835 – 77,600|
|6||$35,580 – 142,320||$49,100 – 88,950|
|7||$40,120 – 160,480||$55,365 – 100,300|
|8||$44,660 – 178,640||$61,630 – 111,650|
*If your income falls into this range, you may qualify for a premium tax credit.
**If your income falls in this range, you may also qualify for a cost-sharing reduction.
U.S. Health and Human Services 2021 POVERTY GUIDELINES FOR THE 48 CONTIGUOUS STATES AND THE DISTRICT OF COLUMBIA
Your premium tax credit amount may change when your family or income status changes, including:
If you have BCBSND insurance when you have a life change, we can help you recalculate your benefit.
As you fill out your health plan application on BCBSND.com [NEED LINK], your answers may prompt a notification to finish the process with a BCBSND customer service rep. That person can help you: