We will not be taking calls on Friday, July 4, due to the holiday.
Member and Provider Services Representatives unavailable Friday, July 4
We will not be taking calls on Friday, July 4, due to the holiday.
There are two types of government subsidies that lower the cost of health coverage for those who qualify:
When you buy your health plan, applying for the subsidies will be part of the process.
The subsidies are designed to assist people who don’t have access to affordable health insurance through their workplace but earn too much money to qualify for Medicaid.
You may qualify for one or both types of tax credits. It depends on:
There are other criteria, but the main factor is your income. Check the chart below for details.
BCBSND agents can help you determine your benefit amount, fill out the necessary forms and apply for coverage. The chart below outlines household income guidelines. Note that the criteria could change at any time.
If you do get a credit, you must report it on your taxes using a 1095 form.
Persons in household | Poverty guideline |
1 | $14,580 |
2 | $19,720 |
3 | $24,860 |
4 | $30,000 |
5 | $35,140 |
6 | $40,280 |
7 | $45,420 |
8 | $50,560 |
Use Poverty Guideline to estimate whether you might be eligible for health insurance savings.
U.S. Health and Human Services 2023 POVERTY GUIDELINES FOR THE 48 CONTIGUOUS STATES AND THE DISTRICT OF COLUMBIA
[https://aspe.hhs.gov/poverty-guidelines]
Your premium tax credit amount may change when your family or income status changes, including:
If you have BCBSND insurance when you have a life change, we can help you recalculate your benefit.
As you fill out your health plan application on BCBSND.com, your answers may prompt a notification to finish the process with a BCBSND customer service rep. That person can help you:
Watch this video for more in-depth information on how to qualifty for federal tax credits.