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Special Enrollment Periods

Throughout the year, qualifying events allow individuals to add, drop and change health insurance coverage. The time around these events is called a Special Enrollment period.

NOTE: If you get insurance through your employer, please inform your benefits administrator of your life event. 

What’s a qualifying life event?

  • Marriage
  • Change in dependent(s)—childbirth, adoption, foster care
  • Loss of insurance because of divorce/legal separation
  • Loss of insurance due to death of a loved one
  • Some household moves—moving permanently into a new ZIP code
  • Loss of coverage
  • Loss of eligibility for coverage

Document your life event

When you apply for health coverage during the special enrollment period, you’ll be asked to document your eligibility, including the facts that qualify you for a special enrollment period. You may be required to provide documentation.