Single or family, homebody or traveler—health plans for all

BCBSND has options to fit your specific lifestyle and budget. Plus, each health plan gives you access to wellness programs, an extensive network of health providers and special programs to help you become the healthiest version of yourself.

BlueCare

Most Predictable Costs

 BlueDirect

High-Deductible

 SimplyBlue

N.D. Doctors Only

 BlueEssential

Under Age 30 Only
*These are the lowest deductible options within each plan. There may be other deductible options available.
^The out-of-pocket maximum you will pay within the BCBSND network. There may be other out-of-pocket maximum options also available.
Individual Coverage Check Check Check Check
Family Coverage Check Check Check  
Free Preventive Visits Check Check Check Check
Large Doctor Network Check Check   Check
Prescription Coverage Check Deductible applies Check Deductible applies
HSA Eligible   Check    
Coverage Prior to Meeting Deductible Check      
Minimum Deductible* $2,000 (Individual)
$4,000 (Family) 		$2,500 (Individual)
$5,000 (Family) 		$6,800 (Individual)
$13,600 (Family) 		$8,150 (Individual)
$16,300 (Family)
Out-of-Pocket Max^ $8,150 (Individual)
$16,300 (Family) 		$4,000 (Individual)
$8,000 (Family) 		$8,150 (Individual)
$16,300 (Family) 		$8,150 (Individual)
$16,300 (Family)
BlueCare Plan Details BlueDirect Plan Details SimplyBlue Plan Details BlueEssential Plan Details

Additional coverage and benefits provided by Azurance Group

Dental & Vision
Plans to support everything from your molars to pupils.
Coverage While Traveling
Plans to keep you safe and healthy while traveling the world.
Supplemental Coverage
From short-term disability to accident insurance, find a variety of plans to keep you protected.

Dental, vision, travel and other coverage beyond health insurance is offered through our partner Azurance Group.

 

Questions? We can help.

A few things to know about BCBSND health plans:

  • Preventive services are covered at 100% when you use a BCBSND network provider
  • 99% of North Dakota providers are in the BCBSND network
  • Every North Dakota hospital takes BCBSND insurance
  • We negotiate low rates with providers on your behalf

More Reasons to Choose BCBSND