We will not be taking calls on Monday, May 26, due to the holiday.
Member and Provider Services Representatives unavailable Monday, May 26.
We will not be taking calls on Monday, May 26, due to the holiday.
Some North Dakotans have access to tiered-network health plans from BCBSND. How do these work?
Every health insurance plan covers a network of doctors, providers and hospitals. You've probably heard about doctors being "in-network" or "out-of-network."
With a tiered network, there are four different levels of coverage with different groups of providers. At each level, the out-of-pocket costs increase.
There are three tiered-network plans available in different parts of North Dakota:
Where most health plans categorize providers into two categories (in-network or out-of-network), DakotaBlue plans have four different levels:
NOTE: Occasionally, Preferred Network providers refer patients to doctors in the Enhanced or Standard network. Those services may be covered if the referral is approved and the provider accepts BCBS insurance plans.
On average, premiums within DakotaBlue plans are 15% lower than comparable plans with more traditional network structures.
Seeing providers in the Preferred network does more than lower costs. It can help you get better, more efficient care. Doctors in the same system can more easily communicate with each other, share information and follow your care plan.
An easy search helps plan participants decide where to get care within their Preferred network. You can search by:
Search for DakotaBlue | Altru doctors and specialties
Search for DakotaBlue | Trinity doctors and specialties
Search for DakotaBlue doctors and specialties
DISCLAIMER: Grandfathered health plans offered by some employers cover preventive care differently than these illustrations. See your benefit plan documents for coverage details.