BCBSND to join Cambia as newest affiliated single-state Blue plan. Read More ›
BCBSND News
BCBSND to join Cambia as newest affiliated single-state Blue plan. Read More ›
We all know the concept of health insurance. Understanding how it works to help pay for your health care is not always easy.
Let's focus on two popular types of health insurance plans: high deductible plans and copay plans. Both types of plans follow a similar structure but manage costs in different ways.
How the plans pay can be broken down into three phases:
It's important to weigh all costs when choosing your plan. Watch the video for more detail on how high deductible and copay plans work to manage costs and see which one may work best for you.
Note: Grandfathered health plans offered by some employers cover preventive care differently than these illustrations. See your benefit plan documents for coverage details.