BlueEssential Health Insurance for Individuals

BlueEssential is available to individuals under age 30, or those with financial hardships. It's a high-deductible health plan that protects you from financial ruin if you experience a serious accident or illness.

Coverage Available for:

  • Singles under age 30
  • Individuals who qualify for "financial hardship" status, according to the Affordable Care Act health care reform law

Plan Features

  • Preventive care is covered
  • For expenses such as prescription drugs, doctor visits and other care, you pay until you have spent $6,600

See How It Works:

PDF Icon Download BlueEssential Product Brochure

View Summary of Benefits and Coverage (SBC) and Certificate of Insurance »

Learn more about prescription drug coverage:

  • Visit – Prime Therapeutics manages BCBSND's pharmacy benefits

Prime Therapeutics is an independent company that assists in the administration of BCBSND's pharmacy benefits management on behalf of Blue Cross Blue Shield of North Dakota.

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Why Choose BCBSND?