BlueEssential Health Insurance for Individuals

BlueEssential is available to individuals under age 30, or those with financial hardships. It's a high-deductible health plan that protects you from financial ruin if you experience a serious accident or illness.

Coverage Available for:

  • Singles under age 30
  • Individuals who qualify for "financial hardship" status, according to the Affordable Care Act health care reform law

Plan Features

  • Preventive care is covered
  • For expenses such as prescription drugs, doctor visits and other care, you pay until you have spent $6,600

See How It Works:

PDF Icon Download BlueEssential Product Brochure

View 2015 Summary of Benefits and Coverage (SBC) and Certificate of Insurance »

View 2016 Summary of Benefits and Coverage (SBC) and Certificate of Insurance »

Learn more about prescription drug coverage:

  • Visit – Prime Therapeutics manages BCBSND's pharmacy benefits

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BlueEssential plans are part of a comprehensive health and wellness platform, BlueElements, which focuses on six dimensions of well-being—physical, social, emotional, financial, environmental and professional.


Prime Therapeutics is an independent company that assists in the administration of BCBSND's pharmacy benefits management on behalf of Blue Cross Blue Shield of North Dakota.

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Why Choose BCBSND?