BlueEssential Health Insurance for Individuals

BlueEssential is available to individuals under age 30, or those with financial hardships. It's a high-deductible health plan that protects you from financial ruin if you experience a serious accident or illness.

Coverage Available for:

  • Individuals under age 30

Plan Features

  • Preventive care is covered
  • For expenses such as prescription drugs, doctor visits and other care, you pay until you have spent $7,900
  • Covers the 10 essential benefits required by the Affordable Care Act health care reform law
    • Outpatient services
    • Emergency services
    • Hospitalization
    • Maternity and newborn care
    • Mental health and substance use disorder services, including behavioral health treatment
    • Prescription drugs
    • Rehabilitative and habilitative services and devices
    • Laboratory services
    • Preventive and wellness services as well as chronic disease management
    • Pediatric services, including dental and vision care

See How It Works:

PDF Icon Download BlueEssential Product Brochure

View 2019 Summary of Benefits and Coverage (SBC) and Certificate of Insurance »

View 2018 Summary of Benefits and Coverage (SBC) and Certificate of Insurance »

Need help choosing a plan? Use our decision guide.



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BlueEssential plans are part of a comprehensive health and wellness platform, BlueElements, which focuses on six dimensions of well-being—physical, social, emotional, financial, environmental and professional.


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