BlueEssential Health Insurance for Individuals

BlueEssential is available to individuals under age 30. It's a high-deductible health plan that protects you from financial ruin if you experience a serious accident or illness.

Coverage Available for:

  • Singles under age 30

Plan Features

  • Preventive care is covered
  • For expenses such as prescription drugs, doctor visits and other care, you pay until you have spent $6,850

See How It Works:

PDF Icon Download BlueEssential Product Brochure

View 2015 Summary of Benefits and Coverage (SBC) and Certificate of Insurance »

View 2016 Summary of Benefits and Coverage (SBC) and Certificate of Insurance »

Learn more about prescription drug coverage:

  • Visit – Prime Therapeutics manages BCBSND's pharmacy benefits

Blue Elements header

BlueEssential plans are part of a comprehensive health and wellness platform, BlueElements, which focuses on six dimensions of well-being—physical, social, emotional, financial, environmental and professional.


Prime Therapeutics is an independent company that assists in the administration of BCBSND's pharmacy benefits management on behalf of Blue Cross Blue Shield of North Dakota.

Tax Credit Calculator button


Get a Quote button


Questions? Contact Us button


Why Choose BCBSND?