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Knowing when you can make changes to your coverage is important so that you can avoid enrollment penalties and lapses in coverage. Here’s a summary of when you can make changes and how to do it.
Your initial enrollment period takes place:
During the annual enrollment period existing Medicare beneficiaries can:
The annual enrollment period takes place:
During the Medicare Advantage open enrollment period, you can:
Or, you can enroll in Original Medicare and, if needed, a stand-alone Part D prescription drug plan.
The MA OEP takes place:
During your special enrollment period, you can:
You may qualify for a special enrollment period if:
You change where you live.
You lose your current coverage.
You have a chance to get other coverage (such as an employer’s coverage)
Your plan changes its contract with Medicare
There are other special situations that may qualify for an SEP. Contact the Social Security Administration for details.
If you need to contact the Social Security Administration, use the following information:
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