Special Enrollment Period

  • Federal law requires most individuals and families to buy health insurance or pay a penalty
  • After February 15, BCBSND cannot offer you coverage unless you have a life event
  • The next scheduled open enrollment period is November 1, 2015 when you can purchase coverage for 2016
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Blue
Direct

  • Use with a health savings account to pay for health care expenses pre-tax
  • Allows you more control over how/when you spend your health care dollars
  • Meets health care reform law requirements
  • Choose from five coinsurance options
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Blue
Care

  • A classic, comprehensive health plan
  • Considered by many as "traditional" health insurance, with copayments and a deductible
  • Allows for more predictable health care costs
  • Meets health care reform law requirements
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Blue
Essential

  • Available to individuals under age 30, or those with financial hardships
  • Protects you from financial ruin resulting from a serious accident or illness
  • Meets health care reform law requirements
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Why Choose BCBSND?

 

Marketplace Rate Changes
Find out the reasons for rate changes on BCBSND marketplace plans.