BlueDirect Health Insurance for Individuals

A high-deductible health plan where you manage your day-to-day medical expenses and pay lower premiums in return. Use this plan alongside a health savings account to pay health care expenses pre-tax.

Coverage Available for:

  • Single
  • Families

Plan Features

  • Lower monthly premiums
  • More control over how, where and when you spend your health care dollars
  • A variety of coinsurance/deductible combinations give you ways to control your costs
  • Covers the 10 essential benefits required by the Affordable Care Act health care reform law
    • Outpatient services
    • Emergency services
    • Hospitalization
    • Maternity and newborn care
    • Mental health and substance use disorder services, including behavioral health treatment
    • Prescription drugs
    • Rehabilitative and habilitative services and devices
    • Laboratory services
    • Preventive and wellness services as well as chronic disease management
    • Pediatric services, including dental and vision care

See How It Works:

PDF Icon Download BlueDirect Product Brochure

 

Learn more about prescription drug coverage:

  • Visit PrimeHelps.com – Prime Therapeutics manages BCBSND's pharmacy benefits
 
 
 
 
 
 
 

Prime Therapeutics is an independent company that assists in the administration of BCBSND's pharmacy benefits management on behalf of Blue Cross Blue Shield of North Dakota.

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Why Choose BCBSND?