Enrollment is now limited to those with a qualifying life event
- The open enrollment period for 2020 was November 1, 2019 – December 15, 2019.
Special enrollment during 2020 may be available for major life events.
Outside the annual enrollment period, you can request health insurance changes or coverage within 60 days of:
- Getting married
- Adopting or giving birth to a child
- Losing coverage (for example, through divorce, job loss, loss of Medicaid or other program status)
- A change that affects your eligibility for tax credit subsidies
If you need to change or apply for coverage due to a major life event, call a BCBSND benefits consultant at
800-280-BLUE (2583) or compare plans and get a quote now.
The Affordable Care Individual mandate requires most Americans to have health insurance coverage which you can purchase only during the open enrollment period unless you experience a qualifying life event. The government penalty for being uninsured is a minimum fine of $695 per individual or $2,085 per family or 2.5% of income; whichever is greater.