Open enrollment starts November 1, 2017
The open enrollment period for 2018 health coverage will be shorter than in the past. Be sure to choose a plan and enroll by December 15th, 2017, for 2018 coverage. Health plans go into effect January 1st, 2018.
Special enrollment during 2017 may be available for major life events.
Outside the open enrollment period, you can request health insurance changes or coverage within 60 days of:
- Getting married
- Adopting or giving birth to a child
- Losing coverage (for example, through divorce, job loss, loss of Medicaid or other program status)
- A change that affects your eligibility for tax credit subsidies
If you need to change or apply for coverage due to a major life event, call a BCBSND benefits consultant at
800-280-BLUE (2583) or get a quote and apply online now.
The Affordable Care Individual mandate requires most Americans to have health insurance coverage which you can purchase only during the open enrollment period unless you experience a qualifying life event. The government penalty for being uninsured is a minimum fine of $695 per individual or $2,085 per family or 2.5% of income; whichever is greater.