Medicare Parts A and B cover hospital and medical expenses, but you still need to pay many out-of-pocket costs. Blue Cross Blue Shield of North Dakota (BCBSND) offers plenty of options to help cover the gaps. They all feature the prompt claim payment and streamlined service that you expect from BCBSND.
IMPORTANT CONSUMER NOTICE: Benefit details such as coinsurance and deductibles are subject to change by CMS. Current details are for 2025 plans and will likely change for 2026 after CMS finalizes rates for 2026.
Call: 800-280-2583
TTY 771
| ** Plan L: After you meet your out-of-pocket yearly limit and your yearly Part B deductible, the Medigap plan pays 100% of covered services for the rest of the calendar year. |
Starting January 1, 2020, Medigap plans sold to new people with Medicare won't be allowed to cover the Part B deductible. Because of this, Plans C and F will no longer be available to people new to Medicare starting on January 1, 2020. If you already have either of these 2 plans (or the high deductible version of Plan F) or are covered by one of these plans before January 1, 2020, you'll be able to keep your plan. If you were eligible for Medicare before January 1, 2020, but not yet enrolled, you may be able to buy one of these plans. Talk to an agent or call 800-280-2583 for more information.
Talk to an agent or call 800‑280‑2583 TTY 771
Monday-Friday 8:30 a.m.-4:30 p.m.
