High call volumes

Our member and provider services may be experiencing higher than normal call volumes.  We encourage you to utilize alternative forms of communication including secured messaging through online Member Services and Availity Essentials Provider Portal.

Show More

The best Medicare plan for you: Plan N + Rx (Part D)

The recommended plan is the best fit based on a few questions. There are other personal circumstances that may change this recommendation, including receiving employer sponsored retiree benefits or having specific medical circumstances to consider. Please note that CMS will impose a penalty if you do not have prescription drug coverage (Part D). We strongly encourage you review all options with an agent before applying.

Plan N (2026)

Coverage with copays for doctor and emergency room visits

$165.30/mo*

(Does not include Rx Part D)
* Quote shown is for a 65-year-old female, non-tobacco user. Change

* Estimate displayed is only for Plan N coverage. Part D coverage is not included and can be quoted separately through MedicareBlue Rx.

Plan N overview

Plan N covers Medicare hospitalization costs and Part B coinsurance costs with only a minimal copayment for office visits. With Plan N, there is no maximum out-of-pocket per calendar year.  

Plan Features

  • Medicare Part A deductible, coinsurance and hospital costs
  • Additional days of hospitalization (up to 365 days after benefits are used up)
  • Medicare Part B coinsurance or copayment
  • Skilled nursing care 
  • 80% foreign travel emergency care services
  • SilverSneakers free health club membership and fitness program

Additional information

Download Plan N Brochure

View All Medicare Supplement Plans

Questions or ready to apply?

Find an agent or call 800-280-2583.

Monday-Friday 8:30 a.m.-4 p.m.

*Estimated Premium Costs

*The application you submit to Blue Cross Blue Shield of North Dakota, along with other information we may collect, is how we determine your eligibility for coverage and rates in effect at the time coverage is issued.

When and if a policy for you is approved, the actual rates may vary from the rates on this page, based on your specific application and additional information required by BCBSND to complete the application process. BCBSND reserves the right to change rates from time to time.