High call volumes
Our member and provider services may be experiencing higher than normal call volumes from 12/22/25-1/9/26 due to a large number of staff being out of office. We encourage you to utilize alternative forms of communication including secured messaging through online Member Services and Availity Essentials Provider Portal.
Member and Provider Services Representatives will be unavailable Thursday, Jan. 1, due to the holiday. We are unable to accept walk-ins on Friday, Jan. 2., due to short staffing.
In general, Medicare plans are for those 65 and older, though your clients may be able to access coverage if they have a disability or certain qualifying conditions. In addition to the Medicare supplement plans below, BCBSND offers all-in-one Medicare Advantage plans.
Medicare Parts A and B cover hospital and medical expenses. Yet there are still many services that aren't covered. BCBSND has supplement plans to cover the gaps left by traditional Medicare. Plus, they feature the same level of service and fast claim payment you expect.
| ** Plan L: After you meet your out-of-pocket yearly limit and your yearly Part B deductible, the Medigap plan pays 100% of covered services for the rest of the calendar year. |
Starting January 1, 2020, Medigap plans sold to new people with Medicare won't be allowed to cover the Part B deductible. Because of this, Plans C and F will no longer be available to people new to Medicare starting on January 1, 2020. If you already have either of these 2 plans (or the high deductible version of Plan F) or are covered by one of these plans before January 1, 2020, you'll be able to keep your plan. If you were eligible for Medicare before January 1, 2020, but not yet enrolled, you may be able to buy one of these plans. Talk to an agent or call 800-280-2583 for more information.
Member tools can help reduce the cost of prescriptions, find discounts or set up home delivery.
Most plans include a wide range of programs for better wellness like online therapy, fitness tools and free virtual visits.
Nearly every doctor and all hospitals in North Dakota accept BCBSND coverage.
